About Uni → House Planner
You don't need to be 'good with money'. You need a structure that runs when you don't.
Uni → House takes you from 'I'll buy later' to a number, a date and a plan, in 16 pages.
What's inside
- The two-number sum – your borrowing ceiling and the deposit that gets you in the door
- Real pay-rise calculator and the once-a-year 'ask' prep box
- Three-accounts setup (Bills · Spend · Save), done once
- Monthly money map, rent check and the 'later trap'
- Deposit target + 12-month savings tracker
- FHSS tracker – using super as a deposit engine
- Six ways in: 5% Deposit Scheme, FHSS, First Home Owner Grant, stamp duty relief, Help to Buy, guarantor
- Debt & HECS, suburb shortlist, buying checklist, 12-month roadmap
Australian, current at September 2026 with sources. Print it, or fill it in on a tablet (GoodNotes, Notability, Xodo, Adobe).
Education only, not financial advice. From the YouTube channel The Missing Memo.
