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Calm Money Kit + Dashboard
A no-app budget dashboard (one number a week) plus 7 AI prompts for money anxiety. No bank login. Any currency.
A$19Save A$2View
Calm money planners and AI money tools
From The Missing Memo: planners and tools for people who find money stressful. One number a week, a first-home plan for Australians, and AI prompts that help without asking for your bank login.
Money planners: all products
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Money
The Calm Money AI Kit
7 copy-paste AI prompts for money anxiety, with worked examples and Safe-Share Rules. Any currency.
A$12View
Money
My Calm Dashboard
One number a week. Shows what's left after bills until payday, per day. No app, no bank login, any currency.
A$9View
Money
Uni → House Planner
16-page Australian first home buyer planner: borrowing ceiling, 3-account setup, deposit tracker, FHSS log, every first home scheme and a 12-month roadmap.
A$9View
FreeFree guides
The Missing Memo Checklist
24 money ticks between finishing uni and owning a front door, plus the Payday Split, Real Pay Rise and Creep sheets.
FreeView
Where to start
If money makes you want to close the tab, start with My Calm Dashboard: one number a week and it tells you what's left until payday. If you'd like AI to help you think things through without sharing bank details, The Calm Money AI Kit has seven prompts with worked examples. The Calm Money Kit + Dashboard has both for less.
Saving for a first home in Australia? Start with the free Missing Memo Checklist, then use the Uni → House Planner for your deposit target, FHSS and the first home schemes. Education only, not financial advice.